15+ Years Architecting Enterprise .NET Ecosystems, Core Banking Microservices & High-Volume Payment Facilitation Platforms.
Based in Pune, India. Spearheading mission-critical payment gateway architectures at Global Payments Inc. (ProPay). Specialized in high-throughput RESTful APIs, .NET Core microservices, cloud-native deployments (AWS/Azure), and PCI-compliant transaction engines processing global card networks.
Engineering core payment facilitation (PayFac) and merchant acquiring solutions for ProPay (a Global Payments company). Designing resilient backend pipelines that empower Independent Software Vendors (ISVs), marketplaces, and enterprises to onboard sub-merchants seamlessly, process multi-rail card transactions, and handle automated settlement & split-funding at scale.
Sub-merchant underwriting APIs, real-time KYC verification, dynamic split-funding, and automated clearing house (ACH) disbursement workflows.
End-to-end cardholder data tokenization, ProtectPay® encryption, OWASP Top 10 remediation, SAST security auditing (Snyk), and zero-trust API gateways.
Distributed .NET Core microservices, Angular portals, fixed-width UTF-8 settlement file processors, and Test-Driven Development (TDD) on AWS & SQL Server.
Leading engineering squads for the ProPay core banking and payment facilitation platform. Architecting .NET Core microservices, Angular interfaces, and high-availability SQL databases to process Visa, MasterCard, American Express, and Discover transactions globally.
Spearheaded the BMO Wealth API digital banking transformation. Engineered loosely coupled RESTful microservices using .NET Core, MVC Web API, Angular, and Oracle to transition wealth management workflows completely paperless. Awarded top Exceptional Performance rating.
Held complete technical ownership for Cox Communications' Dispatch Support ecosystem. Architected scalable web applications, Aspect Dialer integrations, SignalR real-time telemetry, and cross-platform mobile apps for field technicians. Honored as Analyst of the Year 2018.
Rose from .NET Trainee to Team Leader. Delivered the mission-critical Swissphone Firefighter Response System (FFRS), Twilio Studio IVR telephony suites, and cloud-hosted enterprise solutions on Azure and AWS.
Core payment facilitation platform enabling sub-merchant underwriting, multi-brand card clearing (Visa, MC, Amex, Discover), split settlement, and PCI-compliant token vaults.
Loosely coupled RESTful microservice architecture digitizing wealth management operations, eliminating manual paperwork, and accelerating agile release cycles.
Enterprise KPO & field-technician platform featuring real-time SignalR chat portals, route optimization, Aspect Dialer automation, and iOS/Android mobile companion apps.
Real-time emergency incident alerting platform providing live responder telemetry, automated SMS/voice dispatch, RFID tracking, and scheduling engines.
Inbound/outbound voice & SMS automation suite for real estate enterprises, featuring automated appointment routing and SIP trunking.
High-traffic consumer health platform across Australia and Europe offering interactive meal planners, caloric telemetry, and automated health reporting.
Recognized across the organization for spearheading the Aspect Dialer integration and iOS/Android mobile dispatch suite, generating substantial operational savings.
Awarded Exceptional Performance (E2) at HCL Technologies for North America Banking delivery, alongside multiple Spot & Annual awards at eClerx.
Punjab Technical University (PTU)
Full-Time Bachelor of Technology in Computer Science & Engineering (2007 – 2011 • First Division, 72%).